PRAGMATIC APPROACH

We in singapore are a very pragmatic and practical. When i was told that i have to undergo dialysis my 1st thoughts were was i able to afford the treatments. I was of course sad to have kidney failure but the financial aspect was more important. In singapore we have a nation wide savings and insurance call the CPF where 2O% of my salary goes into tis fund. The problem is that the fund is regulated by law and there is a limit on the amount i can use on a monthly basis the singapore govt policy have been to have tis fund last on a long term basis. I am feeling the effects of this policy and sometimes i have to pay cash to cover for my medical expenses even though i have enough funds in my account.